Does Your Business Insurance Include Car Insurance?
Anyone who owns a car needs to have car insurance, as this document is compulsory by law. Things don’t change a bit when we are talking about businesses; if you own a business and are using a business car, then you will need to have that car covered by auto insurance.
Every business owner from Clifton, Bloomfield, Rutherford, Kearny, Lyndhurst, Meadowlands knows that if they are caught without car insurance they risk getting fined or worse, going behind bars for a lot of time.
Speaking about insurance, you also need to insure your business. So since both your business and your business vehicles have to be insured, you are probably wondering now if you can insure both under the same policy.
The good news is that yes, you can. You can create a business insurance and attach an annex to it with your car insurance. Even when insurance agencies don’t allow for your Business Insurance to include your car insurance, they will usually give you a discount if you do them both with the same agency. So it is a winning situation for you.
If you cannot insure your car and business with the same documents, then you can ask for the business car insurance. This is a special type of insurance that you need to have whenever you are using your car with business purposes, and it differs from standard insurance.
By having such an auto insurance policy you will be covered for when you are travelling to meet a client, travelling between different work locations, or for when you are using your car to transport your employees from work to home and vice versa.
Pay attention when you choose your business car insurance package; talk to your insurance broker about the best combination for you, because there is no standard policy.