Business insurance that is tailored to your commercial needs
Your business faces daily risks and some can have devastating financial consequences. Having the right business insurance is a necessity in modern times. When it comes to insurance for your business there is no one fits all solution. Each business venture is different and has certain distinct requirements. As a business owner or manager you face many tough decisions and you have many things to deal with and worry about. Business insurance does not have to be one of them. Manzo Insurance provides proper insurance solutions for businesses in Clifton, Bloomfield, Rutherford, Kearny, Lyndhurst and Meadowlands. Whether you own a restaurant, accounting firm, a manufacturing plant, a tourist business, a transport business or a retail store you need commercial insurance that will protect your financial interests in the face of adversity. As a business owner you want to be sure your business is protected and will be protected tomorrow, next week, next month and well into the future. In order to get the right insurance for your business you need to deal with an independent Insurance agent that can identify your core risks and can source the right cover to safeguard your financial interests. There are many things and possible events that can result in serious financial loss. Property damage as a result of a storm, 3rd party lawsuits, road accidents, employee theft or the unexpected death of key person are just a few examples of such events. So what type of business insurance do you need to protect you and your business? As mentioned there is no one size fits all commercial insurance but there are some common risks and that is a good starting point. Here are some key types of policies and cover you should consider.
- BOP (Business Owners Policy)
- General Liability
- Product Liability
- Professional Indemnity
- Workmen’s Compensation
- Directors and Officers Liability
- Business Travel Insurance
- Key man Policies
- Business Interruption
Apart from general policies there are also specific types of business insurance for various niches such as transport, trucking, contracting, catering and many others. The best course of action is to speak to a reliable insurance agent who will take the time to understand your needs and custom tailor a commercial insurance solution for you.