Personal Articles Coverage in New Jersey

Personal Articles Coverage in New Jersey

Most property owners in New Jersey have standard home insurance policies that cover personal property losses, but what these people do not realize is that these policies have limitations on how much they will pay for certain items such as fine art, collectibles, furs, antiques, or jewelry. For example, standard property insurance policies typically pay out $1,000 for electronic devices, furs, jewelry and other accessories, while they will pay up to $2,500 for silverware, gold, and collectibles.

Variations in Coverage Amounts

These limits can vary greatly from one Insurance Company to the next, so it is important to know how much personal property insurance coverage you have and whether or not additional coverage is required to stay fully protected. Additional coverage in the form of riders will need to be purchased, or stand-alone policies are available as well if you need special coverage on certain items. Our professional Insurance agents at Manzo Insurance can help you to determine what extra options you may need in addition to your standard personal property coverage. Browse our website for further information.

Contact us today for additional information about personal property insurance coverage, or complete our online quote form to learn more.

  • Jewelry
  • Electronics
  • Musical Instruments
  • China/Crystal
  • Antiques
  • Fur
  • Computers
  • Guns
  • Cameras
  • Silverware